244 census tracts
San Francisco.California housing market
This San Francisco housing market report covers about 414,600 homes across 244 census tracts. The median household income is $144,672, the 2nd highest of the 139 markets PriceDNA tracks, against the California median of $96,931. For August 2026, the average listing price is $1,669,906 across 530 active listings (Realtor.com Economic Research, Monthly Housing Inventory).
- Average listing price
- $1,669,906 530 active listings · Realtor.com Economic Research, Monthly Housing Inventory · August 2026
- Approximate homes
- 414,600 across 244 assigned tracts
- Renter-occupied
- 62% of occupied homes
San Francisco housing market context
- Rent takes just 25.8% of household income at the median (its rent-to-income ratio), the 2nd lowest share of the 139 markets, against the California median of 33.8%.
- The property insurance rate is 0.15%, the 2nd lowest of the 139 markets, against the California median of 0.21%.
- Population fell 1.1% a year from 2020 to 2025, the 3rd weakest of the 137 markets with Census population estimates.
These are city-level figures. To see how one property measures up against your goal, run a specific address.
Location score distribution
How location scores vary across 244 census tracts in San Francisco.
Half of San Francisco's tracts score between 76 and 84. The full range spans 61 to 93, with a median of 80.9.
What the location score shows
PriceDNA Location Score™ is a 0 to 100 signal designed to summarize local strength and risk context for rental-property analysis. Higher scores generally point to stronger location fundamentals.
The middle half of San Francisco's tracts is 8.2 points wide on the score, wider than in 128 of the 139 markets PriceDNA tracks.
To see the location score for your specific property, analyze a property
Housing composition
Key housing statistics for approximately 414,600 homes in San Francisco, including occupancy, tenure, and structure type.
Of about 414,600 homes, 12.2% are vacant. Among occupied homes, 62% are renter-occupied, providing context on the size of the local rental base.
By structure type, about 30% of San Francisco’s housing units are in single-family structures, 20% in small multifamily buildings (2 to 4 units), and 49% in larger multifamily buildings (5+ units). Percentages are rounded; small residual structure categories are not shown.
How San Francisco compares
San Francisco's median is above the California median on 4 of these 8 measures and above the U.S. median on 3. The city range shows the lower quarter, median and upper quarter of its census tracts.
| Metric | San Francisco lower · median · upper San Francisco | California CA | United States US |
|---|---|---|---|
|
Census ACS B19013 · 2020 to 2024
|
$117,188 $144,672 $177,866 | $96,931 | $77,171 |
|
Census ACS B15003 · 2020 to 2024
|
53% 68% 80% | 42% | 41% |
|
Census ACS B01001 · 2020 to 2024
|
34% 41% 49% | 34% | 32% |
|
FHFA HPI · 2025
|
0.9% every tract | 4.8% | 5.2% |
|
HUD SAFMR · 2018 to 2027 + Census ACS B25064 · 2014 to 2024
|
2.5% 3.1% 3.5% | 4.6% | 3.8% |
|
Census ACS B25103 · 2020 to 2024 + Lincoln Institute
|
1.19% every tract | 1.19% | 1.65% |
|
Census ACS B25141 · 2020 to 2024 + U.S. Treasury FIO
|
0.13% 0.15% 0.30% | 0.21% | 0.56% |
|
Census ACS B25064 + B19013 · 2020 to 2024
|
23.0% 25.8% 28.7% | 33.8% | 30.8% |
About this data
PriceDNA uses the most local reliable data available for each metric. Some signals are available at the census-tract level. Others are published or more reliable at broader geographies such as county, metro, state, or national level.
Housing-unit totals are approximate. PriceDNA sums Census ACS counts for the tracts assigned to the city by centroid, so the market total can differ from a municipal boundary count when a tract crosses the city line.
The property-tax assumption combines local residential tax data with a state-level apartment benchmark to provide more conservative context for rental-property underwriting. Insurance assumptions use available residential property insurance data and should be verified for the specific property and coverage.
These pages are designed for market screening and investor education. They do not replace property-level underwriting, inspections, appraisals, insurance quotes, lender review, or professional advice.
Nearby markets
Market pages for other cities within 300 miles.
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