Analyze your rental's cash flow.
For a rental you already own. Move the rent and your operating costs, and see your cash flow and projected return change.
Product demo
A real report on an example 5-unit building: its cash flow today, where it could lead, and what lower costs or a rent raise could change.
Speed
Product demo showing an owner analyzing the cash flow of a 5-unit rental at 715 Elm St, Lawrence, Kansas.
- The owner searches for and selects the address.
- They enter 5 two-bedroom units at an average rent of $1,100, a value of $600,000, and the loan: $322,000 at 5.85%, $2,414 a month.
- They add tax and insurance of $12,000 a year, $250 a month of other expenses and $100 a month of laundry income.
- The report shows cash flow today of $262 a month, and a ten-year projection of $464,600.
- A replay of the county's worst downturn on record, 1980 to 1982, ends level with the expected projection by year ten.
- Lowering costs 5% adds $126 a month; with a 3% rent raise as well, cash flow is $506 a month and debt coverage rises from 1.11 to 1.21, about $40,800 in property value.
- Putting half of the cash flow toward the loan pays it off 3 years and 4 months sooner, with $38,600 less interest.
Know your cash flow. And more.
Most calculators stop at this month’s cash flow. PriceDNA shows where it leads.
- Your cash flow
- Your cash flow
- What a raise or lower costs would do
- Projected return, 3 to 10 years
- A downturn stress test
See what could change your cash flow.
A small raise or a small cut in costs adds up over the years you hold a rental.
Projected return
About this example
Five two-bedroom units at $1,850 a month each, worth $1,030,000, with $600,000 left on a 5.25% loan. Rent, costs and home prices grow 3% a year. Lower costs trims tax, insurance, management, upkeep and the reserve together. Figures are before income tax and selling costs.
Some places limit rent increases, and most leases allow a raise only at renewal. Check local rules before raising rent.