116 census tracts
Oakland.California housing market
This Oakland housing market report covers about 189,300 homes across 116 census tracts. Home price growth runs at 2.1% a year, slower than in 134 of the 139 markets PriceDNA tracks, against the California median of 4.8%. For August 2026, the average listing price is $833,011 across 482 active listings (Realtor.com Economic Research, Monthly Housing Inventory).
- Average listing price
- $833,011 482 active listings · Realtor.com Economic Research, Monthly Housing Inventory · August 2026
- Approximate homes
- 189,300 across 116 assigned tracts
- Renter-occupied
- 57% of occupied homes
Oakland housing market context
- The property insurance rate is 0.21%, lower than in 125 of the 139 markets.
- Tracts across Oakland are unusually alike on location: the middle half spans 80 to 84 on the Location Score, narrower than in 121 of the 139 markets.
- Renters occupy 57% of occupied homes, higher than in 120 of the 139 markets.
These are city-level figures. To see how one property measures up against your goal, run a specific address.
Location score distribution
How location scores vary across 116 census tracts in Oakland.
Half of Oakland's tracts score between 80 and 84. The full range spans 72 to 90, with a median of 81.4.
What the location score shows
PriceDNA Location Score™ is a 0 to 100 signal designed to summarize local strength and risk context for rental-property analysis. Higher scores generally point to stronger location fundamentals.
The middle half of Oakland's tracts is 4.2 points wide on the score, narrower than in 121 of the 139 markets PriceDNA tracks.
To see the location score for your specific property, analyze a property
Housing composition
Key housing statistics for approximately 189,300 homes in Oakland, including occupancy, tenure, and structure type.
Of about 189,300 homes, 7.9% are vacant. Among occupied homes, 57% are renter-occupied, providing context on the size of the local rental base.
By structure type, about 47% of Oakland’s housing units are in single-family structures, 17% in small multifamily buildings (2 to 4 units), and 36% in larger multifamily buildings (5+ units). Percentages are rounded; small residual structure categories are not shown.
How Oakland compares
Oakland's median is above the California median on 3 of these 8 measures and above the U.S. median on 5. The city range shows the lower quarter, median and upper quarter of its census tracts.
| Metric | Oakland lower · median · upper Oakland | California CA | United States US |
|---|---|---|---|
|
Census ACS B19013 · 2020 to 2024
|
$73,098 $96,437 $123,778 | $96,931 | $77,171 |
|
Census ACS B15003 · 2020 to 2024
|
35% 53% 70% | 42% | 41% |
|
Census ACS B01001 · 2020 to 2024
|
35% 39% 46% | 34% | 32% |
|
FHFA HPI · 2025
|
-0.4% 2.1% 2.1% | 4.8% | 5.2% |
|
HUD SAFMR · 2018 to 2027 + Census ACS B25064 · 2014 to 2024
|
3.6% 4.0% 4.5% | 4.6% | 3.8% |
|
Census ACS B25103 · 2020 to 2024 + Lincoln Institute
|
1.19% every tract | 1.19% | 1.65% |
|
Census ACS B25141 · 2020 to 2024 + U.S. Treasury FIO
|
0.21% 0.21% 0.22% | 0.21% | 0.56% |
|
Census ACS B25064 + B19013 · 2020 to 2024
|
27.7% 31.3% 37.9% | 33.8% | 30.8% |
About this data
PriceDNA uses the most local reliable data available for each metric. Some signals are available at the census-tract level. Others are published or more reliable at broader geographies such as county, metro, state, or national level.
Housing-unit totals are approximate. PriceDNA sums Census ACS counts for the tracts assigned to the city by centroid, so the market total can differ from a municipal boundary count when a tract crosses the city line.
The property-tax assumption combines local residential tax data with a state-level apartment benchmark to provide more conservative context for rental-property underwriting. Insurance assumptions use available residential property insurance data and should be verified for the specific property and coverage.
These pages are designed for market screening and investor education. They do not replace property-level underwriting, inspections, appraisals, insurance quotes, lender review, or professional advice.
Nearby markets
Market pages for other cities within 300 miles.
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