324 census tracts

San Diego.California housing market

This San Diego housing market report covers about 568,000 homes across 324 census tracts. The property insurance rate is 0.19%, lower than in 129 of the 139 markets PriceDNA tracks. For August 2026, the average listing price is $1,132,379 across 2,326 active listings (Realtor.com Economic Research, Monthly Housing Inventory).

The Coronado Bridge and downtown San Diego, California skyline with Navy ships in the harbor
The Coronado Bridge and downtown skyline, with Navy ships in the harbor. Cavan Images/iStock
Average listing price
$1,132,379
2,326 active listings · Realtor.com Economic Research, Monthly Housing Inventory · August 2026
Population growth
+0.3%
a year, 2020 to 2025 · Census population estimates
Approximate homes
568,000
across 324 assigned tracts
Vacant homes
6.7%
of all homes
Renter-occupied
53%
of occupied homes

San Diego housing market context

These are city-level figures. To see how one property measures up against your goal, run a specific address.

01.

Location score distribution

How location scores vary across 324 census tracts in San Diego.

median 81.6 69 91

Half of San Diego's tracts score between 79 and 85. The full range spans 69 to 91, with a median of 81.6.

Distribution of tract scores
Median (81.6)
Mean (81.4)

What the location score shows

PriceDNA Location Score™ is a 0 to 100 signal designed to summarize local strength and risk context for rental-property analysis. Higher scores generally point to stronger location fundamentals.

The middle half of San Diego's tracts is 6.0 points wide on the score, narrower than in 82 of the 139 markets PriceDNA tracks.

To see the location score for your specific property, analyze a property

02.

Housing composition

Key housing statistics for approximately 568,000 homes in San Diego, including occupancy, tenure, and structure type.

Tenure of occupied homes: owner 47%, renter 53%.
Tenure of occupied homes Owner 47% · Renter 53%
Housing occupancy: occupied 93.3%, vacant 6.7%.
Occupancy Occupied 93.3% · Vacant 6.7%

Of about 568,000 homes, 6.7% are vacant. Among occupied homes, 53% are renter-occupied, providing context on the size of the local rental base.

By structure type, about 53% of San Diego’s housing units are in single-family structures, 8% in small multifamily buildings (2 to 4 units), and 38% in larger multifamily buildings (5+ units). Percentages are rounded; small residual structure categories are not shown.

03.

How San Diego compares

San Diego's median is above the California median on 5 of these 8 measures and above the U.S. median on 6. The city range shows the lower quarter, median and upper quarter of its census tracts.

How San Diego compares with California and United States medians
Metric San Diego lower · median · upper San Diego California CA United States US
Census ACS B19013 · 2020 to 2024
$88,270 $111,650 $135,083 $96,931 $77,171
Census ACS B15003 · 2020 to 2024
46% 64% 72% 42% 41%
Census ACS B01001 · 2020 to 2024
33% 39% 48% 34% 32%
FHFA HPI · 2025
5.7% every tract 4.8% 5.2%
HUD SAFMR · 2018 to 2027 + Census ACS B25064 · 2014 to 2024
3.6% 4.0% 4.5% 4.6% 3.8%
Census ACS B25103 · 2020 to 2024 + Lincoln Institute
1.19% every tract 1.19% 1.65%
Census ACS B25141 · 2020 to 2024 + U.S. Treasury FIO
0.19% 0.19% 0.20% 0.21% 0.56%
Census ACS B25064 + B19013 · 2020 to 2024
29.7% 33.2% 36.2% 33.8% 30.8%
04.

About this data

PriceDNA uses the most local reliable data available for each metric. Some signals are available at the census-tract level. Others are published or more reliable at broader geographies such as county, metro, state, or national level.

Housing-unit totals are approximate. PriceDNA sums Census ACS counts for the tracts assigned to the city by centroid, so the market total can differ from a municipal boundary count when a tract crosses the city line.

The property-tax assumption combines local residential tax data with a state-level apartment benchmark to provide more conservative context for rental-property underwriting. Insurance assumptions use available residential property insurance data and should be verified for the specific property and coverage.

These pages are designed for market screening and investor education. They do not replace property-level underwriting, inspections, appraisals, insurance quotes, lender review, or professional advice.

05.

Nearby markets

Market pages for other cities within 300 miles.

You've seen San Diego. Now analyze a specific address.

PriceDNA's goal-convergent valuation shows the purchase price that supports your investing goal, not just the market average.