51 census tracts
Chula Vista.California housing market
This Chula Vista housing market report covers about 85,300 homes across 51 census tracts. The median household income is $113,426, higher than in 129 of the 139 markets PriceDNA tracks, against the California median of $96,931. For August 2026, the average listing price is $874,040 across 291 active listings (Realtor.com Economic Research, Monthly Housing Inventory).
- Average listing price
- $874,040 291 active listings · Realtor.com Economic Research, Monthly Housing Inventory · August 2026
- Approximate homes
- 85,300 across 51 assigned tracts
- Renter-occupied
- 42% of occupied homes
Chula Vista housing market context
- The property insurance rate is 0.20%, lower than in 127 of the 139 markets.
- Rent takes 34.5% of household income at the median (its rent-to-income ratio), higher than in 117 of the 139 markets.
- Only 5.2% of homes are vacant, lower than in 111 of the 139 markets.
These are city-level figures. To see how one property measures up against your goal, run a specific address.
Location score distribution
How location scores vary across 51 census tracts in Chula Vista.
Half of Chula Vista's tracts score between 77 and 84. The full range spans 74 to 90, with a median of 81.0.
What the location score shows
PriceDNA Location Score™ is a 0 to 100 signal designed to summarize local strength and risk context for rental-property analysis. Higher scores generally point to stronger location fundamentals.
The middle half of Chula Vista's tracts is 7.0 points wide on the score, wider than in 100 of the 139 markets PriceDNA tracks.
To see the location score for your specific property, analyze a property
Housing composition
Key housing statistics for approximately 85,300 homes in Chula Vista, including occupancy, tenure, and structure type.
Of about 85,300 homes, 5.2% are vacant. Among occupied homes, 42% are renter-occupied, providing context on the size of the local rental base.
By structure type, about 64% of Chula Vista’s housing units are in single-family structures, 7% in small multifamily buildings (2 to 4 units), and 25% in larger multifamily buildings (5+ units). Percentages are rounded; small residual structure categories are not shown.
How Chula Vista compares
Chula Vista's median is above the California median on 4 of these 8 measures and above the U.S. median on 5. The city range shows the lower quarter, median and upper quarter of its census tracts.
| Metric | Chula Vista lower · median · upper Chula Vista | California CA | United States US |
|---|---|---|---|
|
Census ACS B19013 · 2020 to 2024
|
$70,684 $113,426 $136,080 | $96,931 | $77,171 |
|
Census ACS B15003 · 2020 to 2024
|
23% 41% 54% | 42% | 41% |
|
Census ACS B01001 · 2020 to 2024
|
30% 33% 36% | 34% | 32% |
|
FHFA HPI · 2025
|
5.7% every tract | 4.8% | 5.2% |
|
HUD SAFMR · 2018 to 2027 + Census ACS B25064 · 2014 to 2024
|
2.9% 3.4% 4.2% | 4.6% | 3.8% |
|
Census ACS B25103 · 2020 to 2024 + Lincoln Institute
|
1.19% every tract | 1.19% | 1.65% |
|
Census ACS B25141 · 2020 to 2024 + U.S. Treasury FIO
|
0.19% 0.20% 0.20% | 0.21% | 0.56% |
|
Census ACS B25064 + B19013 · 2020 to 2024
|
32.2% 34.5% 37.4% | 33.8% | 30.8% |
About this data
PriceDNA uses the most local reliable data available for each metric. Some signals are available at the census-tract level. Others are published or more reliable at broader geographies such as county, metro, state, or national level.
Housing-unit totals are approximate. PriceDNA sums Census ACS counts for the tracts assigned to the city by centroid, so the market total can differ from a municipal boundary count when a tract crosses the city line.
The property-tax assumption combines local residential tax data with a state-level apartment benchmark to provide more conservative context for rental-property underwriting. Insurance assumptions use available residential property insurance data and should be verified for the specific property and coverage.
These pages are designed for market screening and investor education. They do not replace property-level underwriting, inspections, appraisals, insurance quotes, lender review, or professional advice.
Nearby markets
Market pages for other cities within 300 miles.
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