91 census tracts
Louisville.Kentucky housing market
This Louisville housing market report covers about 171,500 homes across 91 census tracts. Owners occupy most homes; renters hold 30%, lower than in 133 of the 139 markets PriceDNA tracks. For August 2026, the average listing price is $341,727 across 2,082 active listings (Realtor.com Economic Research, Monthly Housing Inventory).
- Average listing price
- $341,727 2,082 active listings · Realtor.com Economic Research, Monthly Housing Inventory · August 2026
- Approximate homes
- 171,500 across 91 assigned tracts
- Renter-occupied
- 30% of occupied homes
Louisville housing market context
- Picking the tract matters more in Louisville than in most markets: the middle half of its tracts spans 66 to 74 on the Location Score, wider than in 132 of the 139 markets.
- At $341,727, the average listing costs 4.6 times the median household income, lower than in 131 of the 139 markets.
- Rent takes just 28.7% of household income at the median (its rent-to-income ratio), lower than in 123 of the 139 markets.
These are city-level figures. To see how one property measures up against your goal, run a specific address.
Location score distribution
How location scores vary across 91 census tracts in Louisville.
Half of Louisville's tracts score between 66 and 74. The full range spans 56 to 88, with a median of 68.3.
What the location score shows
PriceDNA Location Score™ is a 0 to 100 signal designed to summarize local strength and risk context for rental-property analysis. Higher scores generally point to stronger location fundamentals.
The middle half of Louisville's tracts is 8.4 points wide on the score, wider than in 132 of the 139 markets PriceDNA tracks.
To see the location score for your specific property, analyze a property
Housing composition
Key housing statistics for approximately 171,500 homes in Louisville, including occupancy, tenure, and structure type.
Of about 171,500 homes, 5.1% are vacant. Among occupied homes, 30% are renter-occupied, providing context on the size of the local rental base.
By structure type, about 74% of Louisville’s housing units are in single-family structures, 7% in small multifamily buildings (2 to 4 units), and 17% in larger multifamily buildings (5+ units). Percentages are rounded; small residual structure categories are not shown.
How Louisville compares
Louisville's median is above the Kentucky median on 4 of these 8 measures and above the U.S. median on 3. The city range shows the lower quarter, median and upper quarter of its census tracts.
| Metric | Louisville lower · median · upper Louisville | Kentucky KY | United States US |
|---|---|---|---|
|
Census ACS B19013 · 2020 to 2024
|
$62,212 $74,549 $91,699 | $59,860 | $77,171 |
|
Census ACS B15003 · 2020 to 2024
|
30% 37% 56% | 31% | 41% |
|
Census ACS B01001 · 2020 to 2024
|
30% 32% 33% | 30% | 32% |
|
FHFA HPI · 2025
|
5.3% 5.5% 6.6% | 5.9% | 5.2% |
|
HUD SAFMR · 2018 to 2027 + Census ACS B25064 · 2014 to 2024
|
2.3% 2.7% 3.3% | 3.3% | 3.8% |
|
Census ACS B25103 · 2020 to 2024 + Lincoln Institute
|
1.02% every tract | 1.03% | 1.65% |
|
Census ACS B25141 · 2020 to 2024 + U.S. Treasury FIO
|
0.61% 0.63% 0.77% | 0.77% | 0.56% |
|
Census ACS B25064 + B19013 · 2020 to 2024
|
26.2% 28.7% 31.8% | 28.2% | 30.8% |
About this data
PriceDNA uses the most local reliable data available for each metric. Some signals are available at the census-tract level. Others are published or more reliable at broader geographies such as county, metro, state, or national level.
Housing-unit totals are approximate. PriceDNA sums Census ACS counts for the tracts assigned to the city by centroid, so the market total can differ from a municipal boundary count when a tract crosses the city line.
The property-tax assumption combines local residential tax data with a state-level apartment benchmark to provide more conservative context for rental-property underwriting. Insurance assumptions use available residential property insurance data and should be verified for the specific property and coverage.
These pages are designed for market screening and investor education. They do not replace property-level underwriting, inspections, appraisals, insurance quotes, lender review, or professional advice.
Nearby markets
Market pages for other cities within 300 miles.
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