239 census tracts
Charlotte.North Carolina housing market
This Charlotte housing market report covers about 394,200 homes across 239 census tracts. Population grew 2.0% a year from 2020 to 2025, faster than in 129 of the 137 markets with Census population estimates. For August 2026, the average listing price is $628,676 across 3,665 active listings (Realtor.com Economic Research, Monthly Housing Inventory).
- Average listing price
- $628,676 3,665 active listings · Realtor.com Economic Research, Monthly Housing Inventory · August 2026
- Approximate homes
- 394,200 across 239 assigned tracts
- Renter-occupied
- 49% of occupied homes
Charlotte housing market context
- Rent growth in Charlotte is running at 5.5% a year at the median, faster than in 128 of the 139 markets, against the North Carolina median of 4.0%.
- The property tax rate PriceDNA uses for rental analysis is 0.73%, lower than in 127 of the 139 markets.
- Home prices are climbing 7.0% a year, faster than in 127 of the 139 markets, against the North Carolina median of 6.2%.
These are city-level figures. To see how one property measures up against your goal, run a specific address.
Location score distribution
How location scores vary across 239 census tracts in Charlotte.
Half of Charlotte's tracts score between 80 and 88. The full range spans 72 to 94, with a median of 84.2.
What the location score shows
PriceDNA Location Score™ is a 0 to 100 signal designed to summarize local strength and risk context for rental-property analysis. Higher scores generally point to stronger location fundamentals.
The middle half of Charlotte's tracts is 7.2 points wide on the score, wider than in 108 of the 139 markets PriceDNA tracks.
To see the location score for your specific property, analyze a property
Housing composition
Key housing statistics for approximately 394,200 homes in Charlotte, including occupancy, tenure, and structure type.
Of about 394,200 homes, 7.7% are vacant. Among occupied homes, 49% are renter-occupied, providing context on the size of the local rental base.
By structure type, about 60% of Charlotte’s housing units are in single-family structures, 4% in small multifamily buildings (2 to 4 units), and 35% in larger multifamily buildings (5+ units). Percentages are rounded; small residual structure categories are not shown.
How Charlotte compares
Charlotte's median is above the North Carolina median on 7 of these 8 measures and above the U.S. median on 6. The city range shows the lower quarter, median and upper quarter of its census tracts.
| Metric | Charlotte lower · median · upper Charlotte | North Carolina NC | United States US |
|---|---|---|---|
|
Census ACS B19013 · 2020 to 2024
|
$67,687 $86,709 $116,545 | $68,675 | $77,171 |
|
Census ACS B15003 · 2020 to 2024
|
42% 59% 72% | 41% | 41% |
|
Census ACS B01001 · 2020 to 2024
|
33% 38% 46% | 30% | 32% |
|
FHFA HPI · 2025
|
7.0% every tract | 6.2% | 5.2% |
|
HUD SAFMR · 2018 to 2027 + Census ACS B25064 · 2014 to 2024
|
4.8% 5.5% 6.0% | 4.0% | 3.8% |
|
Census ACS B25103 · 2020 to 2024 + Lincoln Institute
|
0.73% every tract | 0.73% | 1.65% |
|
Census ACS B25141 · 2020 to 2024 + U.S. Treasury FIO
|
0.35% 0.39% 0.44% | 0.51% | 0.56% |
|
Census ACS B25064 + B19013 · 2020 to 2024
|
27.8% 31.0% 33.6% | 29.9% | 30.8% |
About this data
PriceDNA uses the most local reliable data available for each metric. Some signals are available at the census-tract level. Others are published or more reliable at broader geographies such as county, metro, state, or national level.
Housing-unit totals are approximate. PriceDNA sums Census ACS counts for the tracts assigned to the city by centroid, so the market total can differ from a municipal boundary count when a tract crosses the city line.
The property-tax assumption combines local residential tax data with a state-level apartment benchmark to provide more conservative context for rental-property underwriting. Insurance assumptions use available residential property insurance data and should be verified for the specific property and coverage.
These pages are designed for market screening and investor education. They do not replace property-level underwriting, inspections, appraisals, insurance quotes, lender review, or professional advice.
Nearby markets
Market pages for other cities within 300 miles.
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