114 census tracts
Toledo.Ohio housing market
This Toledo housing market report covers about 127,400 homes across 114 census tracts. At $163,586, the average of 600 active listings costs 3.2 times the median household income, the lowest ratio of the 139 markets PriceDNA tracks.
- Average listing price
- $163,586 600 active listings · Realtor.com Economic Research, Monthly Housing Inventory · August 2026
- Approximate homes
- 127,400 across 114 assigned tracts
- Renter-occupied
- 48% of occupied homes
Toledo housing market context
- The property insurance rate is 1.28%, higher than in 131 of the 139 markets, against the Ohio median of 0.64%.
- The median household income is $51,077, lower than in 127 of the 139 markets, against the Ohio median of $68,298.
- Population fell 0.5% a year from 2020 to 2025, slower than in 124 of the 137 markets with Census population estimates.
These are city-level figures. To see how one property measures up against your goal, run a specific address.
Location score distribution
How location scores vary across 114 census tracts in Toledo.
Half of Toledo's tracts score between 72 and 79. The full range spans 65 to 88, with a median of 76.0.
What the location score shows
PriceDNA Location Score™ is a 0 to 100 signal designed to summarize local strength and risk context for rental-property analysis. Higher scores generally point to stronger location fundamentals.
The middle half of Toledo's tracts is 7.4 points wide on the score, wider than in 111 of the 139 markets PriceDNA tracks.
To see the location score for your specific property, analyze a property
Housing composition
Key housing statistics for approximately 127,400 homes in Toledo, including occupancy, tenure, and structure type.
Of about 127,400 homes, 10.8% are vacant. Among occupied homes, 48% are renter-occupied, providing context on the size of the local rental base.
By structure type, about 67% of Toledo’s housing units are in single-family structures, 10% in small multifamily buildings (2 to 4 units), and 21% in larger multifamily buildings (5+ units). Percentages are rounded; small residual structure categories are not shown.
How Toledo compares
Toledo's median is above the Ohio median on 4 of these 8 measures and above the U.S. median on 6. The city range shows the lower quarter, median and upper quarter of its census tracts.
| Metric | Toledo lower · median · upper Toledo | Ohio OH | United States US |
|---|---|---|---|
|
Census ACS B19013 · 2020 to 2024
|
$39,872 $51,077 $62,548 | $68,298 | $77,171 |
|
Census ACS B15003 · 2020 to 2024
|
23% 31% 39% | 35% | 41% |
|
Census ACS B01001 · 2020 to 2024
|
31% 34% 36% | 30% | 32% |
|
FHFA HPI · 2025
|
6.5% every tract | 6.5% | 5.2% |
|
HUD SAFMR · 2018 to 2027 + Census ACS B25064 · 2014 to 2024
|
3.7% 4.2% 4.6% | 4.0% | 3.8% |
|
Census ACS B25103 · 2020 to 2024 + Lincoln Institute
|
2.27% every tract | 2.27% | 1.65% |
|
Census ACS B25141 · 2020 to 2024 + U.S. Treasury FIO
|
0.83% 1.28% 1.98% | 0.64% | 0.56% |
|
Census ACS B25064 + B19013 · 2020 to 2024
|
27.9% 31.7% 34.4% | 28.8% | 30.8% |
About this data
PriceDNA uses the most local reliable data available for each metric. Some signals are available at the census-tract level. Others are published or more reliable at broader geographies such as county, metro, state, or national level.
Housing-unit totals are approximate. PriceDNA sums Census ACS counts for the tracts assigned to the city by centroid, so the market total can differ from a municipal boundary count when a tract crosses the city line.
The property-tax assumption combines local residential tax data with a state-level apartment benchmark to provide more conservative context for rental-property underwriting. Insurance assumptions use available residential property insurance data and should be verified for the specific property and coverage.
These pages are designed for market screening and investor education. They do not replace property-level underwriting, inspections, appraisals, insurance quotes, lender review, or professional advice.
Nearby markets
Market pages for other cities within 300 miles.
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