Platform · Glossary
PriceDNA calculators.
PriceDNA has three calculators, one for each situation. Each one starts from your own goal, financing and costs.
| Calculator | For | What you can simulate |
|---|---|---|
| Rental property calculator | A rental you’re thinking of buying | The PriceDNA Estimate™, the purchase price your goal can support, and how it compares with the asking price |
| House hacking calculator | A home you live in | Potential net rental income, and how much sooner the mortgage could be paid off |
| Rental cash flow calculator | A rental you already own | What a rent raise or lower costs could do to cash flow, debt coverage and projected return |
Rental property calculator
Most rental calculators work forward: enter a price, get a return. This one works backward. You set a goal, such as cash-on-cash return, DSCR or cash velocity, and it finds the purchase price that goal can support under your assumptions. That price is the PriceDNA Estimate™. Gap analysis compares it with the asking price. The projected ROI path shows the potential return over 10 years, both as expected and in a downturn.
House hacking calculator
It starts from what your loan, tax and insurance cost each month. You can then simulate the potential net rental income from renting part of your home: a room, a basement or a separate unit. You can also simulate how much sooner you could pay off your mortgage by putting some or all of that cash flow toward it.
Rental cash flow calculator
It starts from today’s rent and costs. You can then simulate what a rent raise or lower operating costs could do to cash flow, debt coverage, NOI, operating cap rate and the projected return.
What they are not
None of the three is an appraisal or an opinion of market value, and none of them tells you whether to buy, sell or raise the rent.