Platform · Glossary

Total investment.

The initial cash committed to acquire and prepare the property.

Total investment = Down payment + Closing costs + Make-ready

What it represents

Total investment measures the investor’s acquisition-time cash commitment, not the property’s full purchase price.

For example, a $300,000 property acquired with:

  • a $75,000 down payment;
  • $8,000 of closing costs; and
  • $12,000 of make-ready

has total investment of:

$75,000 + $8,000 + $12,000 = $95,000

The financed portion of the purchase price is debt, not initial investor cash.

How PriceDNA uses it

PriceDNA uses total investment as the invested-cash base for financing-aware return measures.

Cash-on-cash return = Annual pre-tax cash flow ÷ Total investment

Projected ROI and equity multiple also compare modeled investment gains with the initial cash invested.

A higher total investment can reduce these return measures when modeled income and gains remain unchanged.

Total investment and capital

In the current PriceDNA report, total investment is the report field for the same acquisition-time cash base described as capital:

Capital = Down payment + Closing costs + Make-ready

The two terms describe the investor’s initial cash committed to the transaction.

What it does not control

Total investment is not used as the denominator for operating cap rate.

Operating cap rate = Net Operating Income ÷ Purchase Price

Closing costs and make-ready affect the investor’s cash commitment. They do not become recurring operating expenses or directly reduce net operating income.